nixa.
Insurance simplified

Nixa is an insurtech that works with companies across the globe, offering embedded insurance solutions to enhance their customer's experiences.

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Representatives of ESRisks, part of the Howden Group

Part of a giant machine

Insurance is a medley of brokers, syndicates, administrators, underwriters, claims adjusters, actuaries and more. We're an AR of ESRisks a part of the Howden group a £billion international insurance hub. We have access to world-class underwriting, a global reach, fantastic compliance and an in-depth understanding of the entire market.

£1.8 Billion in Revenue

The total group turnover in 2023 was £1.8 billion

Versatile in a changing world

ES Risks is a fantastic London based agency that ensures we remain complaint in an ever changing regulatory landscape. Lead by leaders of the industry their understanding of the compliance is second to none.

A wealth of underwriting

The insurance industry is gigantic, the old world and the new emerging markets. Through the strategic partnership with ESrisks we gain access to Lloyds of london and the historical underwriters within it.

What's our 5 year plan?

In the next five years, Nixa aims to become an insurance market leader by expanding our product range and enhancing our technology. We'll offer innovative insurance solutions, invest in advanced data analytics for better risk assessment, and improve customer experience through automation.

Strategic partnerships and acquisitions will help us grow, while we stay committed to sustainability and social responsibility.

Our ultimate goal is to build lasting relationships by consistently delivering exceptional value and service.

Put simply, we don't have one. The concept of a 5-year plan in business is short-term objectives, sometimes with the aim to grow and sell.

We plan to be here for decades.

Funding round two is complete! - Read more

How we're making waves

Nixa is transforming insurance with innovative products and advanced technology. We're improving customer service, forming strategic partnerships, and committing to sustainability. Our efforts are setting new industry standards and making a significant impact.

Custom built solutions

At Nixa, we understand that every business is unique. That's why we offer tailored solutions designed to meet the specific needs of each client. Our custom-built plans ensure comprehensive coverage and optimal risk management, providing peace of mind and security for your business.

AI powered systems

Nixa leverages AI-powered systems to enhance our services. These advanced technologies enable precise risk assessments, faster claims processing, and personalized customer experiences. By utilizing AI, we ensure efficient and effective solutions, setting new benchmarks in the insurance industry.

International Underwriting

Nixa specializes in international underwriting, providing comprehensive coverage for businesses operating globally. Our expertise in navigating diverse markets and regulations ensures that clients receive the protection they need, wherever they do business. With Nixa, you can confidently expand your operations worldwide.

Insurance solutions for all requirements

Consumer focused brands

Nixa supports a diverse portfolio of consumer-focused brands, each dedicated to delivering exceptional value and tailored solutions. Our brands are designed to meet the specific needs of consumers, ensuring high-quality service and personalized experiences. Through innovation and commitment, we enhance the way consumers interact with insurance products and services.

Commercial Insurance Brokering

Nixa excels in commercial insurance brokering, connecting businesses with the right solutions for their needs. Our expert brokers navigate the complexities of the insurance market to secure optimal coverage, providing tailored advice and support to ensure comprehensive protection for your business.

Retailer "Point of sale" insurance

Nixa offers specialized "point of sale" insurance solutions for retailers, providing coverage directly at the transaction point. This service ensures that customers have immediate access to insurance options when making purchases, enhancing convenience and protection right at the checkout.

Logistics / Marine / Freight

Nixa provides specialized insurance for logistics, marine, and freight sectors. Our coverage addresses the unique risks associated with shipping, transportation, and cargo management, ensuring robust protection against potential losses and disruptions in your supply chain.

Parcel insurance

Nixa offers specialized parcel insurance to protect your shipments from loss, damage, or theft during transit. Our coverage ensures that you can send goods with confidence, knowing that your items are safeguarded. Whether for individual packages or bulk shipments, our postage insurance provides peace of mind and financial protection.

Large Fleet Insurance

We provide comprehensive solutions for large fleets, offering robust coverage for vehicle accidents, damage, and liability. Our policies are designed to manage the risks associated with operating multiple vehicles, ensuring your fleet remains protected and operational. With tailored options and expert support, we help you maintain efficient and secure fleet management.

Complex insurance quoting

Nixa specializes in complex insurance quoting, providing detailed and customized quotes for intricate insurance needs. Our advanced systems and expert team ensure precise and comprehensive quotes that address the specific risks and requirements of your business. We simplify the process, offering clarity and tailored solutions for even the most complex scenarios.

Doing More

As a company dedicated to making a positive impact on the planet, we have implemented an innovative and environmentally conscious initiative: for every policy purchased through some of our select brands, we plant a tree. This initiative is more than just a commitment to reforestation; it represents our deeper dedication to protecting and nurturing the world we all share. Each tree planted symbolizes a step towards a greener, healthier planet, and our customers play a crucial role in this journey. By choosing our services, they are not just securing their future but also contributing to a larger, global effort of environmental stewardship. This initiative demonstrates our belief in doing more – more for the planet, more for our communities, and more for the sustainability of our natural world. Together, we are growing a legacy of responsibility and care for the environment, one policy and one tree at a time.

Our Insurance Products

Nixa offers a diverse range of insurance products tailored to various industries and needs. Our portfolio includes:

Home

Boiler & Home Emergency

Appliances

Gadgets

Home and Content

Motors

Motor Breakdown

MOT Cover

Lost car keys

Logistics

Parcel Insurance

Goods in transit

Haulage

Retailer

POS Insurance

Manufacturer Warranty

Extended Warranties

Commercial

Professional Indemnity

Fleet

Risk transfer

Life & Pet

Pet Insurance

Life Insurance

What Our Clients Say

"Our experience with Nixa has been outstanding. Their solutions and exceptional customer service have made managing our coverage seamless and stress-free."

Amanda Lee

CEO & Founder Crix

"With Nixa's expertise and innovative approach, we have gained comprehensive protection for our global operations. Their support has been invaluable in navigating complex needs."

Adam Cheise

Director at Dynamic

"Nixa’s point of sale insurance is a game changer for our retail operations. It’s convenient for our customers and adds value to our transactions."

Catherine Gilbert

Director at Initech

About Nixa

Nixa is a leading insurance company dedicated to providing innovative and comprehensive coverage solutions. As the holding company for a diverse range of brands, we specialize in offering tailored insurance products and services that meet the unique needs of businesses across various industries.

Our expertise spans commercial insurance, logistics, marine, and freight sectors, with a strong focus on integrating advanced technology and AI-powered systems. We pride ourselves on our ability to deliver custom-built solutions and exceptional service, ensuring robust protection and support for our clients.

At Nixa, we are committed to excellence, sustainability, and creating lasting partnerships with businesses worldwide.

Industry News and Information

Stay informed with the latest updates and insights from the insurance industry. Nixa provides timely news, expert analysis, and valuable information to help you navigate the evolving landscape of insurance and risk management. From market trends to regulatory changes, we keep you updated with relevant and actionable knowledge to support your business decisions.

Industry News

Retailer Point of Sale Insurance: Enhancing Customer Experience and Protection

In the fast-paced world of retail, where customer satisfaction and operational efficiency are paramount, Retailer POS insurance emerges as a crucial element that can significantly enhance both customer experience and protection. By integrating this innovative insurance solution into their business models, retailers can not only safeguard their operations but also offer an additional layer of […]

AI Insurance: The Future of the Industry

Artificial intelligence (AI) is revolutionizing the insurance industry by transforming various processes, from risk assessment to customer service. Here’s how AI is shaping the future of insurance: 1. Enhanced Risk Assessment: AI-powered tools are improving risk assessment by analyzing vast amounts of data quickly and accurately. Machine learning algorithms can identify patterns and predict potential […]

Postage Insurance and E-Commerce Growth

The rapid growth of e-commerce has revolutionized the way consumers shop, offering unparalleled convenience and access to a vast array of products. However, this expansion also brings challenges, particularly in ensuring the safe and timely delivery of goods. Postage insurance has emerged as a crucial component in addressing these challenges, providing essential protection for […]

International Underwriting: How is it Affected by Global Events ?

Global events, ranging from economic fluctuations to geopolitical shifts and climate changes, have a profound impact on international underwriting practices and risk assessments. These events shape the risk landscape, influencing how underwriters evaluate and price risks across borders. 1. Economic Fluctuations Economic conditions, such as recessions or booms, directly affect underwriting practices. During […]

Insurance: How to Choose the right one for your fleet ?

Managing a large fleet of vehicles requires careful consideration when selecting insurance coverage. Here are key factors to guide you in choosing the right insurance for your fleet: 1. Assess Your Fleet’s Needs Start by evaluating the specific needs of your fleet. Consider the types of vehicles, their usage, and the risks associated with their […]

Insurance Industry and The Impact of Regulatory Changes

Regulatory changes in the insurance industry can lead to updates in compliance requirements. Insurers must adapt to new laws and regulations, which may include changes in reporting standards, consumer protection measures, and capital requirements. Compliance can be resource-intensive but ensures insurers operate within legal frameworks, avoiding penalties and maintaining their reputations. How Does It Affect […]

Understanding the Benefits of Custom-Built Insurance Solutions

As businesses grow and evolve, their insurance needs become more complex. Custom-built insurance solutions offer tailored coverage that addresses unique business requirements and provides optimal protection. Here’s how personalized insurance solutions can benefit your business: Addressing Unique Needs Every business is unique, with its own set of risks and requirements. Custom-built solutions address these specific […]

Insurance Markets and The Impact of Climate Change on them

Climate change is increasingly shaping the Insurance markets, affecting policies, premiums, and risk management strategies. As extreme weather events and environmental changes become more frequent and severe, insurers must adapt to these evolving risks. Here’s how climate change is influencing the insurance markets: 1. Evolving Risk Assessments: Climate change is altering risk profiles for insurers. […]

Commercial Insurance: Top Trends in 2024

The commercial insurance landscape is continuously evolving, driven by new technologies, changing regulations, and shifting market dynamics. As we enter 2024, several key trends and innovations are shaping the future of commercial insurance. Here’s a look at what’s trending this year: Digital Transformation: Insurers are increasingly integrating artificial intelligence (AI), machine learning, and data analytics […]

Cyber Insurance: Protecting Your Business in the Digital Age

As digital threats become more prevalent, cyber insurance has emerged as a critical component in safeguarding businesses. Learn how cyber insurance can protect your business from a range of digital risks and ensure you’re prepared for the evolving cyber landscape. 1. Understanding Cyber Insurance It provides coverage for various digital risks, including data breaches, cyber-attacks, […]

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